ATS: NFL Betting Preview for Monday, Oct. 12

ATS: NFL Betting Preview for Monday, Oct. 12


Buffalo Bills at Los Angeles Rams — Monday Night Betting Preview
Monday, October 12, 2026 | 8:15 p.m. ET | ESPN/ABC | SoFi Stadium

                                                                                Buffalo                          LA Rams

Current spread+3½−3½
Moneyline+148 −177
TotalOver 54½Under 54½
Straight-up record3–12–2
ATS record3–12–2
Over/Under record3–12–2

The Rams enter this matchup with the stronger defensive numbers, while Buffalo brings the more efficient quarterback through four games. The biggest betting variables are D.J. Moore’s availability, Buffalo’s depleted defensive front, and whether Matthew Stafford can reduce his turnovers. Kickoff is Monday night in Los Angeles. 

Quarterback matchup

2026 regular-season statistics through four games.

StatisticJosh Allen — BillsMatthew Stafford — Rams
Completions/attempts79/11999/162
Completion percentage66.4%61.1%
Passing yards1,0391,189
Passing yards per game259.8297.3
Yards per attempt8.77.3
Passing TDs66
Interceptions36
Passer rating100.180.5
Sacks taken96
Rushing yards11821
Rushing TDs70

 Allen: His 8.7 yards per attempt and seven rushing touchdowns illustrate the two problems he creates: explosive passing and goal-line running. His ability to escape pressure also gives Buffalo a way to sustain possessions when receivers are covered. With Palmer out and Moore questionable, Buffalo may need more production from its tight ends, James Cook and Allen’s legs.

Stafford: He has produced more passing yardage, but six interceptions have undermined that production. He threw four interceptions over his last two games. Against Buffalo, protecting possessions is especially important because an Allen-led offense can turn a short field into a touchdown quickly. Puka Nacua’s return gives Stafford another dependable target alongside Davante Adams.

Last game: Patriots 29, Bills 26 — October 4

Buffalo suffered its first loss after winning its opening three games. Allen completed 23 of 33 passes for 253 yards, one touchdown and one interception, and added a rushing touchdown. Cook ran 12 times for 75 yards and a touchdown, while Keon Coleman caught six passes for 116 yards and a touchdown. Buffalo led 17–14 at halftime but could not finish the game.

The more concerning development was the defense: New England gained 405 yards and scored touchdowns on all three red-zone opportunities. Buffalo’s offensive production remained competitive, but its defense allowed the Patriots to dictate too much of the game. That is a difficult formula against Stafford, Nacua and Adams. 

Last game: Rams 24, Eagles 20 — October 4

Los Angeles rallied behind two late Kyren Williams touchdown runs. His four-yard score cut the deficit to 20–17 with 3:59 remaining; his seven-yard touchdown put the Rams ahead with 1:10 left. Byron Young then recorded two sacks on Philadelphia’s final possession to secure the victory. Williams finished with 80 rushing yards, two rushing touchdowns and 10 catches for 67 yards.

Stafford went 32 of 51 for 317 yards, no passing touchdowns and two interceptions. The Rams nevertheless outgained Philadelphia 415–172. That distinction matters for handicapping: Los Angeles controlled the yardage battle far more decisively than its four-point winning margin suggests, but turnovers kept the game close.

Offense versus defense

 BillsRams
Points scored per game31.821.3
Total offense, yards/game386.3417.0
Net passing offense, yards/game247.3290.3
Rushing offense, yards/game139.0126.8
Points allowed per game26.820.8
Total defense, yards allowed/game372.3247.5
Sacks recorded107

These figures show Buffalo’s scoring advantage and Los Angeles’ advantage in yardage production and prevention. 

Rams offense against Buffalo defense: This is Los Angeles’ clearest matchup opportunity. Buffalo’s secondary must cover Nacua and Adams while accounting for Williams underneath. Ed Oliver’s absence removes an important interior defender, potentially helping both the Rams’ running game and Stafford’s pocket protection.

Both teams have run efficiently: Buffalo averages 5.1 yards per carry, and Los Angeles 4.8. If Williams consistently gains useful yardage on early downs, Sean McVay can use play-action and keep Stafford out of obvious passing situations.

Bills offense against Los Angeles defense: Cook and Allen’s running threat can force the Rams to devote extra defenders to the box. That creates opportunities for Buffalo’s passing game, but the receiver injuries could limit its ability to exploit them.

Los Angeles allows just 145.5 passing yards per game, although that number needs context: the Rams faced a Giants team that lost its starting quarterback and an Eagles offense that struggled badly. Allen presents a substantially different challenge because he can create outside the structure of the play

Key injuries

Buffalo’s final report lists two players out and three questionable

Bills playerInjury/statusLikely matchup impact
Ed Oliver, DLKnee — OUTReduces interior pressure and run-defense strength.
Joshua Palmer, WRShoulder — OUTRemoves a receiving option and thins the rotation.
D.J. Moore, WRShoulder — QUESTIONABLEMost significant offensive availability decision; his absence would narrow Allen’s options.
Dee Alford, CBAnkle — QUESTIONABLEImportant against the Rams’ slot and underneath passing game.
Landon Jackson, DLKnee — QUESTIONABLECould further reduce defensive-front depth.
Christian Benford, CBToe — Cleared; expected to startValuable return against Nacua and Adams.

Los Angeles’ final report shows several important returns, with Quentin Lake the remaining questionable player

Rams playerInjury/statusLikely matchup impact
Quentin Lake, S/slot defenderHip — QUESTIONABLEAvailability matters against Buffalo’s tight ends and short passing game.
Aaron Donald, DEBack — No game designationReturns to strengthen the defensive front.
Jaylen Watson, CBShoulder — No game designationImproves coverage depth.
Colby Parkinson, TEKnee/shoulder — No game designationRestores blocking and receiving flexibility.
Nate Landman, LBShoulder — No game designationAvailable for responsibilities against Cook and Allen.
Terrance Ferguson, TEAnkle — Injured reserveRemains unavailable, reducing tight-end depth.

Ferguson’s injured-reserve placement was confirmed in the Rams’ injury coverage. The impact descriptions are my assessment; questionable players still require a final game-day decision.

Prop Bets:

First TD Scorer

Puka Naua +650

Anytime TD Scorer

Khalil Shakir +205

Dalton Kincaid +180

2+ TDs

Josh Allen +500

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